Newsletter. Issue 2007-10. May 12 , 2007

 

Newsline Canada
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Goan Voice UK
People Places and Things
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Happy Mother’s Day to All Our Readers

 
Newsline Canada
 

Survey of Immigrants to Canada
From Stats Canada


Most new immigrants are pleased to be living here and have positive views of Canada's social and political environment. However, after four years in the country, their biggest difficulties are still finding an adequate job, and dealing with the language barrier, according to two new reports from the third wave of the Longitudinal Survey of Immigrants to Canada (LSIC).
The first report, "Immigrants' perspectives on their first four years in Canada", examines immigrants' assessments of life in Canada and the difficulties they face here.
Four years after arriving in Canada, the majority of new immigrants (84%) were positive about their decision to come here.
When asked about the single-most important reason for settling permanently in Canada, the most prevalent responses were the quality of life here (32%), the desire to be close to family and friends (20%), the future prospects for their family in Canada (18%) and the peaceful nature of the country (9%).
The report found that two-thirds of new immigrants said that life in Canada has lived up to their expectations.

Read More...

 

Message of Congratulations
From: "r.barreto" <goanint@yahoo.co.uk>
Posted on: goans_tanzanite@yahoogroups.com

Excerpt:

CONGRATULATIONS - Oscar Furtado , for being re-elected as the President of
GOA Toronto , he is now in his 9th Year as President.

He is also a great supporter of a broader Goan community - The Alliance of Goan Associations world wide of which he has accepted to be its chairman.

GOA Toronto celebrated its 37th Anniversary on Saturday 28th April, 2007.

The GOA Toronto news letter The Pulse -
http://www.goatoronto.com/pulse/March07.pdf
carries a message from Oscar Furtado. A very positive message.

 

Update on Internation Goan Organization Meeting

Message From: "Al Mathias" <almathias@rogers.com>
Report on Meeting of the IGO held on Sunday April 29, 2007

Hello All,
As you all know, in March 2006 the Government of Goa appointed Hon. Eduardo Faleiro as Commissioner for NRI Affairs in Goa, with cabinet rank. Following this appointment, the International Goan Organization of Ontario, Canada (IGO) took the initiative to invite Goans living in the Toronto area to attend workshops to identify and discuss critical issues and problems in Goa, faced by Non Resident Goans (NRGs). Approximately 70 people attended workshops in September - November 2006. The output of these meetings was presented by the IGO delegate, Mrs. Cellie Gonsalves at the Global Goans Convention on January 4, 2007. The detailed report titled "Best of Both Worlds" was reviewed with Hon. Eduardo Faleiro and the Chief Minister of Goa, Hon. Pratapsingh Rane by Mrs. Zulema de Souza, President of IGO and Mrs. Cellie Gonsalves.
 
Read More...

 

ASIAN HERIAGE MONTH IN CANADA
http://www.asian-heritage-month.org/Page01.html

Asian Heritage Month festivities and events take place from May 1st to the 30th, 2007.

WHAT IS ASIAN HERITAGE MONTH?
A motion to recognize May as Asian Heritage Month was moved by The Honorable Vivienne Poy and unanimously adopted by the Senate in 2001, then duly signed in 2002. This is an important initiative which acknowledges the diversity of Canadian communities.

WHY SHOULD CANADIANS CELEBRATE ASIAN HERITAGE MONTH?
The resolution at the Senate of Canada aptly explains its significance: "Be it resolved that May be recognized as Asian Heritage Month, given the important contributions of Asian Canadians to the settlement, growth and development of Canada, the diversity of the Asian Community, and its present significance to this country."

WHO IS OF ASIAN DESCENT?
The definition of "Asian" may be inclusive and broad, and applies to people who come from or whose ancestors come from: East Asia - China, Hong Kong S.A.R., Japan, Mongolia, North Korea, South Korea, Taiwan.
South Asia - Bangladesh, Bhutan, India, Maldives, Nepal, Pakistan, Sri Lanka.
Central Asia - Afghanistan, Kazakhstan, Kyrgyzstan, Tajikistan, Turkmenistan, Uzbekistan.
Southeast Asia - Brunei, Cambodia, Indonesia, Laos, Malaysia, Myanmar, Philippines, Singapore, Thailand, Vietnam.


Read More...


Commentary
 

The aging of our society is the single biggest issue facing Canada
- Including our Goan Community

Look at Florida to see what the future holds for us
TheStar.com - opinion –
May 06, 2007
RUDYARD GRIFFITHS

http://www.thestar.com/printArticle/210635

Want to see what the future has in store for Canada? Forget about crystal balls, soothsayers and opining pundits. The future of the country is unfolding in real-time in our favourite winter getaway destination, the state of Florida.
No, I am not predicting climate change will transform Toronto into a city of alligators, citrus groves and palm trees on the banks of Lake Ontario. What Florida today and Ontario in the not-so-distant future have in common are an aging population, a shrinking workforce and sky-high government expenditures.
One in five Floridians today is over 65 years of age. The Sunshine State currently has the fourth highest level of per capita drug sales ($10 billion last year alone) nationally and the third highest payments for Medicare benefits as a percentage of state GDP.
An aging population also means Florida has the worst old age dependency ratio of any state - e.g. the percentage of working-age taxpayers versus retirees. As a result of declining tax revenues, the state has clawed back public health-care programs and an array of social entitlements.
In 2020 - a short 13 years from now - the average age of Canada's population will be that of Florida today. In addition to more "early bird" dinner specials and neighbourhood walking groups, Canada too will confront an unprecedented rise in public expenditures and declining government revenues.

Read More...


News Clips from Goa
 

Pioneering Tiatrist Prem Kumar Honoured

PANJIM, May 8: He was born in Chandor and christened Peter, a 'rock'. Smitten by acting, he acquired the name Prem, 'love'. Peter D'Costa alias Prem Kumar has been known for having laid a rock-steady foundation for the proper growth of the Konkani tiatr, which he loves immensely. Dalgado Konknni Akademi did well by honouring him with its third "Dalgado Puroskar 2007" at the hands of former vice-chancellor of Goa University, Dr Olivinho Gomes, at the Black Box of the Kala Academy this evening.

 

GRASSROOTS ARE ALIVE

The huge voter turn out of over 72 per cent for the just concluded panchayat elections is a blow for democracy. In Pernem, nearly 85 per cent of the electorate turned out to cast their votes while in Sattari taluka the figures touched the 90 per cent mark. This is incredible! It is a demonstration that the people of Goa still have faith in Panchayati Raj and see these grassroot level organisations as harbingers of change and development. The large turn out also proves a few things. Firstly, that people are more serious about their panchayats than they are about the state government. Secondly, that the people are in touch with what is happening in the panchayat and the village.Thirdly, and most importantly, that the people believe they can make a change. And fourthly, that they are not affected by the round-robin played by panchas. The large turn out is definitely and expression of confidence in the democratic system, despite its shortcomings. [Edit, GT]

 

In Chimbel, Mummy Is Queen Of Hearts

PANJIM:
Total voters in Santa Cruz constituency: 28,643. Total voters in Chimbel: 12,000 and they vote "mummy" Victoria Fernandes' panels to power in the panchayat elections ensuring that the goodwill of Victoria prevails over the famed money power of Babush Monserrate. Even the 4,556 "ghattis" from Indiranagar slums, whose votes it is alleged can be easily bought with money, are supporting Victoria's humaneness over Monserrate's thick packets. [Preetu Nair, GT]

 

Most outgoing sarpanchas get re-elected in Bardez

DULER, May 7:
Most of the outgoing sarpanchas in Bardez got re-elected on Sunday. Prominent amongst the outgoing sarpanchas, who hade made it back to the panchayat are Joseph Sequeira (Calangute), Nilkant Harlankar (Colvale), Victor D'Souza (Assagao), Ms Carmelina Menezes (Guirim), Agnelo D'Souza (Arpora-Nagoa) and Premanand Prabhu (Aldona). [H]

 

KONKNNI BASIC COURSE

PORVORIM:
Thomas Stephens Konknni Kendr (TSKK) will conduct the Konknni Basic Course in Devanagari script from Friday 1st June 2007 to Friday 29th June 2007 (both days inclusive) at TSKK premises at Alto Porvorim. Classes will be held from Monday to Friday from 2.30 p.m. to 5.00 p.m. TSKK will conduct this course mainly for those who wish to learn Basic Konknni. This Course uses a modern linguistic approach to teach Konknni to beginners. Though spoken Konknni will get primary stress, reading Konknni in Devanagari script will also get the importance. Hence this course is open to those who have a sufficient knowledge of Devanagari script. This would mean that the student must know either Hindi or Marathi or Sanskrit to read sufficiently well. Admissions are based on first come first served basis. For details contact TSKK during office hours 2415864, 2415857. [GoaNewsClips]

 

Verna resident commits suicide

VASCO, May 7: A 40-year-old woman, Guilherme Caiado, a resident of Amblore, Verna, committed suicide by consuming some PVC solution. The incident was reported on Sunday afternoon when the woman had a quarrel with her husband. [NT]

 

Goan Students Can Now Study Medicine In Russia
BY HERALD REPORTER
http://oheraldo.in/node/24424


PANJIM, MAY 1 - Russia's Stavropol State Medical Academy has thrown open its doors in a big way for Goan students aspiring to pursue medical studies.

The A J Trust, a Bangalore-based Educational Consultancy, which is engaged in consultancy and admissions for the SSMA is in the process of selecting between 70-90 students from Goa in a session scheduled in Panjim and Margao on May 2.
Addressing the media today, the Director of the Trust Dr A N Ameen, MD stated that the SSMA Chancellor and Vice Chancellor who visited Goa earlier this year had made a promise to provide opportunities for Goans students, which is being fulfilled for the forthcoming academic year commencing in October 2007.
The SSMA specialised in the medical faculty numbering about seven, offers courses in MBBS-MD of six years duration and a master's degree course of two years duration.
The director of the A J Trust pointed out that admissions to the course does not require entrance tests and the degrees are recognized by the Medical Council of India.
SSMA Dean Prof Z V Stoyana who is also in Goa, said that the University was ideally located for students where weather conditions are favourable. The SSMA, she said also has some of the best facilities for students and caters to all needs of Indian students particularly food and above all safety and security.
The SSMA team along with the A J Trust is conducting an enrollment session tomorrow at Hotel Mandovi in Panjim from 10 am to 1 pm and at Hotel Nanutel in Margao from 3 pm to 7 pm.

 

Lulu Fortes Re-creates Chris-Lorna Magic at Kalaangann
by Richie Lasrado Daijiworld.com Mangalore


Pics Praveen Tauro Kulshekar
Mangalore, May 7:


The combination of the Goan Nightingale Lorna and the late music maestro Chris Perry has cast its spell over Konkani music-lovers in Goa, Mangalore, Mumbai and the world over not only over the past years, but it will continue to do so for many years to come.

The magic was re-created in the Kalaangann amphitheatre at Shaktinagar in the city on Sunday evening by young and talented singer Lulu Fortes from Goa, joined by her husband Philip on the bass guitar and Safflo on the keyboards and vocals. It was the 65th edition of the monthly theatre ('Moinealli Manch') presented by Mandd Sobhann on the first of Sunday of every month.

Read More...

 

Goan For A Walk
April 29, 2007


http://www.hindustantimes.com/StoryPage/Print.aspx?Id=3432a82a-b36d-4412-bacc-c04d8fdb9182#

Goa. The moment you think of this former Portuguese colony, what comes to mind is sunny beaches, nude sun bathing, carnivals, drinking and dancing ...all night.
But that, says Savia Viegas, 49, is not really Goa. Not the real Goa, at least. "That is the tourism-driven image of the state," says Viegas. "The government cashed in on the hippie culture of the '60s and '70s to promote this feast-and-fiesta kind of image of Goa. But the people here are more melancholic, more serious, more rooted in their culture."
That which is their true culture. An agrarian one at the base, with large sprinklings of Arab, Aryan and Hindu customs, traditions and perhaps blood, too, that has been assimilated into the later Christian practices imposed on the Goans by the Portuguese.


Read More...


 Obituary
 

De MELLO, Alda - Passed away on Sunday, May 6, 2007. Beloved mother of Nita (Tony Fernandes), J.J. (Teresa), Elma (Olavo Viegas) and the late Luis and Raul. Mother-in-law of Rosalia and Fulu. She will be sadly missed by her grandchildren Jessica (Chris), Richard (Angela), Aires (Ruth), Evelyn (Nigel), Edgar (Paula), Errol (Amanda), Nerissa and her great-grandchildren. Funeral Mass held at Nativity of Our Lord Roman Catholic Church, on May 10, 2007. Interment followed at Assumption Cemetery.

 

Death: Mario Fernandes







2 May. Dona Paula, Goa. MARIO BERTALINO FERNANDES. (born 1927, ex-Standard Chartered Bank, Dar-Es-Salaam). Husband of Martha Fernandes. Father of Trevor/Sandra (Canada), Anthony/Luciana, Richard/Juliet (Canada) & Shirley.


People Places and Things

TEGSA’s BLAST FROM THE PAST



                                                 (Click on Thumbnails for larger view)

This fabulous, exciting and entertaining evening presented by TEGSA featured a musical revue of hit songs from legendary divas of the 40’s, 50’s and 60’s. A brief synopsis of the likes of Connie Francis , Elvis Presley, The Platters and Jim Reeves – to name a few – was presented to the gathering in trivia form by MC, Warren Lobo. Warren with his subtle humour and vigorous enthusiasm, kept the audience on their toes. This was followed by a sample hit, sung in full glory by a member of the audience in the style of the original entertainer. Thus the audience were treated to a trip down memory lane, by the talents of Juliette Matkar, Dorothy Fernandes, Doug Fernandes, Noreen Lobo and  Victor D’Souza. Lita Menezes’ powerful gospel version of ‘Amazing Grace’ and Lorna D’Silva and Sauzina Gonsalves’ hit songs from their previous starring roles in ‘The King and I’ and ‘The Sound of Music’, evoked memories of yesteryears.

Saozinha also wowed the audience with her rendition of a Portuguese love song. The evening continued with much spirited dancing to the wonderful music of a 9 piece band led by Francis D’Souza, and included legendary icons like Cooty, Santan, Luis, Auggie, Andrew and other talented musicians from East Africa, India and the Middle East.

The Social committee headed by Vicky D’Souza has to be congratulated on another incredible success. A fantastic time was had by all – truly keeping with the theme -

 

Seeking S. Asian Heritage For Posterity

http://www.southasianfocus.com/printArticle/23636

Tuesday May 8 2007
NOUMAN KHALIL, Staff Reporter


Preserving history for posterity is something we bequeath to future generations, so they can learn about our lives and times and gain a better understanding of their own roots. But future South Asian generations in Brampton are in danger of growing up rootless.
The Peel Heritage Complex in Brampton, which has an extensive collection of documentary material related to the history of Peel from various communities, including European, British and American, has virtually nothing on the South Asian heritage.
"At this point we are very much interested in South Asian heritage and appeal to community member to come forward in donating and preserving their heritage," Brian Gilchrist, reference archivist at the complex, told South Asian Focus.
Conserving unique documents and other important material is not only a noble cause but also a great service to the community. In Brampton, the Peel Heritage Complex has for decades been playing a key role in collecting and preserving documents and artifacts relating to cultural and artistic heritage, and making all such reference material available for future generations.
The official records of the municipal cities of Brampton, Mississauga, Caledon and the former County of Peel, as well as land records, census records and a myriad of other unique documents are reserved and available in the complex.

Read More...


Events
 

 Goan Events in Canada - 2007 

Events of 2007

Date

Organization

Event

 
May 27, 2007,

Goan Overseas Association

Open Forum

www.goatoronto.com
June 2, 2007 (9:00 am - 11:59 pm).

Goan Charitable Organization

Annual Walk-a-thon
Lakeshore Promenade Park -Mississauga
Free BBQ
Free Refreshments

Click for details
 
Sunday, June 3rd,
2007

Aldona Association Toronto

The Feast of St. Thomas - 32nd Annual Aldona Social Location: Payal Banquet Hall, 3410 Semenyk Court,
Mississauga
Click for Flier
Saturday-June 9, @ 6.30 p.m.

55 Plus Goan Association.

ANNIVERSARY GALA.
Venue : Renaissance Convention Centre- Mississauga

Click for Flier

Sunday June 10, 2007

Villagers of Siolim Association - Greater Toronto Area

Celebration St Anthony's Feast at Woodbine Banquet Hall & Convention Centre at 12 noon.

Click for Flier

Sunday July 15, 2007 Toronto East Goan Seniors Association & 55 Plus Goan Association – Joint Picnic

Summer Picnic in the Park - Picnic. & Fishing

Erindale Park., at Dundas and Mississauga Road.

Click for Flier

Sunday, July 22nd 2007.
11:00 a.m. - 7:00 p.m.

Aldona / Moira Picnic

Centennial Park,  (Elmcrest Rd & Rathburn Rd).
Site#7 (Shelter Area)
.Pot Luck. Games/activities

Click for Flier

Friday September 7th, 2007

Dr. Ribeiro Goan School

Class of 57

Celebrating 50 Years

57 Re-Union Banquet & Dance

 

Friday, SEPTEMBER 7, 2007

7:00 P.M.  1:00 A.M.

At The Sapphire Lounge

959 Derry Road E  Mississauga

(905) 256-6666

Click for Flier

Saturday, September 15th, 2007

Calangute  Association, Canada

Annual Calangute Social. Holy Mass at 5:00 pm followed by Social

Click for Flier

Sunday,
30th September 2007

CLR Event

At Claireport Place
65 Claireport Crescent Etobicoke
(Hwy 27 & Albion Rd)

Holy Mass at 12:00 Noon
Followed by Buffet Lunch and Entertainment
To The Music of: "DJ FATZ"

Click for Flier

 

Announcements
 

Goanet-CyberMatrimonials - May 2007
Sun, 6 May 2007 11:13:44 -0400


LOOKING OUT FOR a life partner? Circulate your message among thousands of largely-Goan readers. For a listing in this column send details to christina@goanet.org  with the subject line CYBER-MATRIMONIALS This is a free, volunteer-driven service undertaken in community interest. Feel free to share this ezine among another who might find it useful.

Click for listings

 

Concert In Toronto
Incredibles

Featuring a lineup of famous Bollywood playback singers Incredibles Concert featuring Bollywood stars Asha Bhosle, Kailash Kher, Sonu Niigaam and Kunal Ganjawala will make 18 stops in their concert tour. They will play in the United States, Canada, the West Indies and London. This concert will showcase four magnificent and talented singers. An incredible show spectacular for all to enjoy.

Where: Rogers Centre
ON
When: May 20, 2007, Sun 7:00 pm
Details: $25, $35, $45, $55 and $100


 

 TORONTO EAST GOAN SENIORS ASSOCIATION (T E G S A) - 2007 Events
 

Please mark you calendars for the following exciting events:
All events will be held at Commander Hall Arena, unless otherwise advised.

May 26

Anniversary Dance
Princess Banquet Hall
6:30 p.m. Cocktails
7:30 p.m.  International Buffet
Cost: $35.00 (Members)
         $40.00 (Guests)
Focus Dance Band and DJ in attendance
To register, please call:
Vicki D’Souza: (416) 497-5111
Charles Fernances:    (416) 286-8970
Joan Menezes:           (416) 927-0895
Gerry DaSilva:          (416) 297-7218

Click for Flier

Sunday
June 3rd,
2007
Woodbine Race Track
Click for Flier
June 8

Learn to Dance
Line Dancing, Ballroom Dancing etc.
Join us for a fun evening and learn from each other to do some line dancing, swing, jives, fox trot  etc, etc, etc…. TEGSA is looking for dance teachers….
Bingo to follow.
Cost: $10.00 (Members)
         $12.00 (Guests)
Dinner will be served at 6:30 p.m.
Dancing starts at 7:30 p.m.
To register, please call:
Vicki D’Souza:           (416) 497-5111
Charles Fernances:     (416) 286-8970
Joan Menezes:            (416) 927-0895
Gerry DaSilva:            (416) 297-7218

Click for Flier

June 22

Surprise Performance – Bring in Summer with a Bang!
Need we say more……
Bingo will follow
.
Cost: $10.00 (Members)
         $12.00 (Guests)
Dinner will be served
To register, please call:
Vicki D’Souza:            (416) 497-5111
Charles Fernances:     (416) 286-8970
Joan Menezes:           (416) 927-0895
Gerry DaSilva:            (416) 297-7218

July 15

Summer Picnic in the Park
TEGSA meets West (55PGA) Picnic.
Erindale Park., at Dundas and Mississauga Road.

Click for Flier

October 12th, 2007
at 6:30 pm

LADAINHA
Commander Park Hall

Click for Flier

October 14th-16th, 2007


TEGSA INVITES YOU TO
ATLANTIC CITY 3DAYS/2NIGHTS

 

Click for Flier

November 2nd,
6:30 pm

Mass for the Deceased Members and their Families.

on November 2nd, 2007 - 6:30 pm sharp at
Commander Park Hall, Scarborough

Click for Flier


Click to download form to join TEGSA or renew membership for 2007
 


55 PLUS GOAN ASSOCIATION – West GTA

 
 Date Where To Links
2007 Our List of Trips for 2007 Click for trip list
June 2
Sorry SOLD OUT
Join 55 PGA to Niagara Falls on
    June 2, 2007 to see OH
         CANADA EH?
Click for Flier
Sept 01 Sat - Sept 03 
 Mon 2007 (Labour Day
 Long Weekend)
Join 55 PGA to a 3 DAY WASHINGTON TRIP Click for Details

Click to Download Form to join 55PGA or renew membership for 2007

 
Our Events, & Activities for 2007
  • Our Second Anniversary Dance: Saturday, June 09, 2007, @ 6.30 p.m.
    at the Renaissance Convention Centre
    Click for Flier.
    You can reserve your table by sending E-mail to 55PGA@goanseniors.net
     
  • Summer Picnic in the Park - Sunday July 15, 2007
    East (TEGSA) meets West (55PGA) Picnic.
    Erindale Park., at Dundas and Mississauga Road.
    Picnic Coordinator: Juliet Rebello 55PGA@goanseniors.net
    Click for Flier

     
  • Our Popular Christmas Dance. Once again a sit-down dinner dance at the Oasis Convention Centre. Details to follow.
    Our Monthly Socials will take place every 3rd Tuesday per month.
     
  • We have a new venue for our monthly socials !!
    The Gateway Centre for New Canadians,

    3450 Wolfdale Road, Mississauga, ON L5C 2V6
    (Just south of Burnhamthorpe Rd)
    See location and directions at: http://www.gcnc.ca/index.php?page=contact
    The first event “Getting To Know You “
    will take place on April 17, 2006 @ 6.30 p.m.
    This include a “Rice & Curry” Dinner – Tickets $10.00
    Members Only – Send request for reservation to 55PGA@goanseniros.net

     
  • Further Events will take place – same venue – same time May 15, 2007 & June 19, 2007.
    Details to follow.

Health & Wellness

Commit to reset your work-life balance this Mental Health Week
Canada's leader in employee services launches public tool to get back in balance


TORONTO, May 7 /CNW/ -
This year's theme for Mental Health Week is Work-Life Balance, putting the focus on the majority of Canadians who say they feel their lives are overloaded.
"The latest figures from the Canadian Mental Health Association say that58 per cent of all Canadians feel they've simply got too much on the go," said Shepell-fgi CEO Rod Phillips. "That is certainly a trend we're seeing reflected in the work we do through our Employee Assistance Programs. More and more Canadians are feeling work completely controls their lives - and also feel they are not able to get that control back." For Mental Health Week, Shepell-fgi has launched The Balance Challenge -(http://www.shepellfgi.com/balancechallenge) - a new online resource for all Canadians to use to help restore health and balance to their lives. It has the latest information on why it's important to make work-life balance a health priority, tip sheets to help you find areas to work on, and a challenge to work on those areas over the next few days.

Read More...

 

Emergency Preparedness Week
http://www.health.gov.on.ca/english/providers/program/emu/emerg_prep/ep_week.html

Emergency Preparedness Week (EP Week) runs from May 6-12, 2007. The week will include activities and awareness events hosted by governments, community groups, and first responder organizations across the province and Canada.
The theme for the week is “Personal Preparedness” and to help your organization celebrate the week, the Emergency Management Unit has created an on-line resource: The EP Week Virtual Kit for Health Care Organizations.

The kit includes the following materials to help make your events and activities informative and successful!
- An "Ideas List" with helpful suggestions on how you can promote EP Week in your organization and amongst staff, colleagues, and stakeholders;
- Articles that you can use for your organization’s newsletters or post on-line and on bulletin boards;
- A personal preparedness tip sheet for health professionals;
- A cross word puzzle and word search that you can distribute to staff members in your workplace;
- An emergency contact card that you can give employees to keep their emergency contact information handy;
- A guide to creating your own personal preparedness plan;
- Emergency kit checklists - including supplies you'll need to prepare for a flu pandemic.

To access these resources and download materials, please go to bottom of :-
http://www.health.gov.on.ca/english/providers/program/emu/emerg_prep/ep_week.html

 

Protect Your Interests During Refinancing

TORONTO, May 10 /CNW/ - Spring is when many a consumer's thoughts turn to homebuying. But for thousands of Canadians, spring is also the time to think about mortgage refinancing. People may have caught the renovation bug and require funds to finance home improvements. Or they're wanting to capitalize on lower interest rates to perhaps buy a cottage or investment property. Or the term of their existing mortgage could be coming to an end and it may be time to re-negotiate their mortgage.

No matter what the scenario, a mortgage is typically a family's single largest financial commitment, and professional advice can be invaluable in helping them save money, and protecting their interests.

"We know of cases where homeowners entered mortgage loan transactions without legal advice and didn't understand the deal or the implications of it," said Kathleen Waters, an experienced real estate lawyer and Vice President of TitlePLUS title insurance.
"For example, sometimes people don't realize their home may be security for a line of credit - which then needs to be repaid when the property is sold. Another example can involve borrowers not understanding the legal implications of proposed changes to names on title or of being a guarantor or co-borrower. Having a lawyer involved in the process helps borrowers understand the transaction and know their legal options."

Read More...


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